Long-Term Care is assistance provided to help one live as he or she is accustomed when faced with physical disability or frailness. It also provides the supervision of persons with cognitive impairment, such as Alzheimer’s disease. Long-Term Care insurance enables you to handle your care needs with independence and dignity.
Long-Term Care involves the organization, delivery, and financing of a broad range of services. Assistance is provided to people who are limited in their ability to function independently on a daily basis over a relatively long period. Long-Term Care includes the services provided by a home health care agency, hospice, adult day care center, assisted living facility, or a nursing home.
Long-Term Care is a family issue and a worker productivity issue that affects millions of people every day. It is time now to start planning to keep your independence, preserve your assets, and maintain control over your care or the care of a loved one. The younger you are when this coverage begins, the least expensive the cost.
Spousal discounts are available to you and yours when selected at the same time... This is a way for you and those you care about to protect assets and be in charge.